Life Insurance is Only for Old People

Let me guess, when you think of life insurance, you picture your parents or your boss sitting in an agent’s office, discussing estate planning over coffee. Maybe you’ve convinced yourself it’s something you’ll “settle later” when you’re older, more established, or have more responsibilities. If that sounds familiar, you’re not alone. And you’re also leaving…

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The Psychology of Investing: How Emotions Can Ruin Your Portfolio

Investing isn’t just about numbers, charts, and market trends, it’s also about how we feel.The truth is, your emotions can have as much impact on your portfolio as the investments you choose. If you’ve ever panic-sold during a market drop or chased “hot” stocks because everyone was talking about them, you’ve experienced emotional investing firsthand.…

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How to Teach Your Kids About Money

Money habits start forming earlier than you think.Studies show that children can grasp basic financial concepts by age 7, meaning the way you talk (or don’t talk) about money at home can have a lasting impact on their financial future. In Malaysia, money is often considered a “taboo” topic for kids, but avoiding it only…

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Lifestyle Inflation: How to Avoid the Trap of Overspending

You’ve worked hard, got a raise, and finally have more money in your bank account.But somehow… your wallet still feels empty at the end of the month. Sound familiar?That’s lifestyle inflation (or lifestyle creep). And if you’re not careful, it can keep you stuck in a paycheck-to-paycheck cycle, no matter how much you earn. What…

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Building a Stronger Malaysia Starts with Financially Strong Malaysians

Every year on 16 September, Malaysians across the country celebrate Malaysia Day, a reminder of our unity, diversity, and shared future. But while our national progress is worth celebrating, there’s another type of progress that often gets overlooked: our personal financial health. —> Because here’s the truth:A strong nation is built on the strength of…

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