1. Personal Wealth Planning

Our Personal Wealth Planning service is designed to help individuals and families take control of their financial future. We provide comprehensive, tailor-made strategies to build, protect, and transfer wealth.

Wealth MasterPlan

A holistic financial strategy to help you:

• Resolve cash flow issues
• Manage and reduce debt
• Grow your net worth steadily
• Gain clarity on financial goals and align with life priorities

Personal Insurance Review & Reprogramming

We review your existing insurance policies to:

• Identify gaps, overlaps, or outdated coverage
• Reprogram your portfolio for maximum protection and efficiency
• Ensure your plans align with current lifestyle and obligations

Medical Card Upgrades (Cross-Company)

We assist in:

• Comparing existing and alternative medical card options
• Upgrading to more comprehensive and cost-effective plans
• Ensuring smoother claims processes and better benefits

Investment Planning (Retirement & Education)

We tailor investment strategies based on your goals:

• Plan for retirement with EPF, PRS, unit trusts, or other instruments
• Fund children’s education through tax-efficient and diversified investments
• Align risk appetite with investment horizon and life stage

Professional Will Writing

We help you:

• Draft legally valid wills that reflect your wishes
• Avoid common errors that may lead to disputes
• Safeguard your assets for your intended beneficiaries

Private & Express Trust Planning

We structure trusts to:

• Provide faster and controlled wealth distribution
• Protect minors, special needs dependents, or vulnerable heirs
• Mitigate business and creditor risks

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2. Business Succession Planning

Our Business Succession Planning service ensures your enterprise continues to thrive even when you’re no longer involved. We assist business owners in:

• Identifying successors and key leadership roles
• Structuring buy-sell agreements funded by insurance
• Minimising business disruption during transition
• Protecting company assets and shareholding structures
• Planning for tax and legal implications of handover

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3. Estate Planning

Estate Planning is crucial to protect your legacy and minimise conflict. We guide you through:

• Creating a comprehensive estate distribution strategy
• Establishing wills, trusts, and nominations
• Reducing estate duty or probate delays
• Planning for multi-generational wealth transfers
• Ensuring smooth handover of property, shares, and business assets

We combine legal, financial, and practical advice to give you and your family peace of mind.

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Let’s start building your legacy today.

Contact me to book a free discovery session.